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Home Loan Resources
Get Helpful Tools and Tips That Make Homeownership Easier
Buying a home is a big step, but you don’t have to take it alone. Whether you’re just getting started, budgeting for a mortgage, or ready to apply, our resources can help you move forward with clarity and confidence. Explore calculators, guides, and support designed to keep your homeownership journey on solid ground.
Calculate Your Mortgage
Before you make an offer, use our online mortgage calculator to estimate your monthly payment.
Estimate Your Monthly Payment
Principal & Interest
Property Taxes
Home Insurance
Mortgage Insurance
This calculator is for estimation only. Actual values may differ*
Mortgage Timeline
01 Application
- You collect paystubs / W-2’s
- Your loan officer reaches out to discuss loan programs that are the best fit for you
- You check out our mortgage timeline and resources on website to understand the loan process
02 Loan Request Review
- Our team reviews your credit and current income
- We generate documents for your pre-approval or purchase
- You monitor emails or calls from your loan officer with important notifications
03 Collect Initial Documents
- We collect all documents including purchase & sales agreement, bank statements, initial disclosures, etc.
- You have all documents ready to send in once property is under contract to ensure a smooth process
04 Appraisal & Title Work Order
- We place the orders for title work and the appraisal once all documents have been reviewed by our team
- The appraisals and title work typically take 2-3 weeks to complete
- Your loan officer stays in touch with progress updates
05 Final Review & Pre-Closing
- You obtain a homeowners insurance policy for the home and provide to your loan officer
- We review the completed title work and appraisal
- You receive a closing disclosure seven days in advance of loan closing date
06 Closing
- Your closing takes place in person either at one of our branches or the title company’s office
- You bring funds to close in the form of a bank check or have them wired to the closing agent
- You also bring a non-expired government-issued photo ID with your closing funds
- Congratulations! You get the keys to your new home.
Have additional questions about the process? We’re here to help! Just give us a call or stop by your local branch.
Your Mortgage Checklist
To save time during the mortgage application process, gather the following documents as soon as you can for your mortgage loan officer:
- Recent copies of your W2 along with the last two years of W2s or federal income tax filings if self-employed
- Last 30 days of pay stubs
- Current investment statements
- Current bank statements
- A valid government-issued photo ID
- A copy of the purchase and sales agreement
Your Mortgage Made Simple
Quick, easy-to-follow videos that explain credit scores, down payments, and mortgage options — giving you the tools to make smarter decisions.
Credit Score for Mortgage Approval: What You Need to Know
15-Year vs 30-Year Mortgage Explained
How Much Do You Really Need for a Down Payment?
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