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Mortgage Rates
Effective As of 11/04/2025
| Term | Rate as low as | APR* | Points |
|---|---|---|---|
| Term 30-Year Loan | Rate as low as 6.375% | APR* 6.426% | Points 0 |
| Term 20-Year Loan | Rate as low as 6.000% | APR* 6.067% | Points 0 |
| Term 15-Year Loan | Rate as low as 5.750% | APR* 5.833% | Points 0 |
| Term 10-Year Loan | Rate as low as 5.625% | APR* 5.743% | Points 0 |
*APR=Annual Percentage Rate, and includes closing costs and fees. Advertised rates assume the purpose of the loan is to purchase a property with a conventional, fixed-rate loan. Loan amount of $250,000; loan-to-value ratio of 80%; and credit score of 680+. The property is an existing 1-4 family property and will be used as a primary residence. Advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including credit history, loan amount, down payment, occupancy of property, and underwriting criteria. Other rates and points may be available. Property insurance and flood insurance (if applicable) are required. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. All loans are subject to membership eligibility, and credit and underwriting approval.
Effective As of 11/15/2025
| Term | Rate as low as | APR* |
|---|---|---|
| Term 30-Year | Rate as low as 6.875% | APR* 6.928%* |
| Term 20-Year | Rate as low as 6.500% | APR* 6.568%* |
| Term 15-Year | Rate as low as 6.250% | APR* 6.334%* |
| Term 10-Year | Rate as low as 6.125% | APR* 6.244%* |
*APR=Annual Percentage Rate, and includes closing costs and fees.
Advertised rates assume the purpose of the loan is to purchase a property containing a manufactured home with a fixed-rate loan. Loan amount of $250,000; loan-to-value ratio of 80%; and credit score of 680+. The property is an existing manufactured home and will be used as a primary residence.
Advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including credit history, loan amount, down payment, occupancy of property, and underwriting criteria. Other rates and points may be available. Property insurance and flood insurance (if applicable) are required. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. All loans are subject to membership eligibility, and credit and underwriting approval.
Effective As of 11/15/2025
| Term | Rate as low as | APR* |
|---|---|---|
| Term 20-Year | Rate as low as 7.500% | APR* 7.847%* |
| Term 15-Year | Rate as low as 7.250% | APR* 7.676%* |
*APR=Annual Percentage Rate, and includes closing costs and fees.
Advertised rates assume the purpose of the loan is to purchase residential land with a fixed-rate loan. Loan amount of $50,000; loan-to-value ratio of 80%; and credit score of 680+. The property is land only.
Advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including credit history, loan amount, down payment, and underwriting criteria. Other rates may be available. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. All loans are subject to membership eligibility, and credit and underwriting approval.
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