Get Started 

Get the advantage you deserve and the benefits you want. Put your balance to work with an account that pays an attractive rate.

Make your spending pay. Put some money back in your wallet each time you use your debit card to make an online or in-store purchase.

This straightforward checking account offers all the features you need without added fees.

Ready to enjoy all the exclusive benefits of Maine State Credit Union membership? A $5 deposit secures your share in the credit union, making you a member and owner, and gives you access to our complete suite of products and services.

Gain a financial advantage by committing to your savings goals and maximizing your efforts with our tiered interest rate structure. The higher your account balance, the higher your returns.

Whether you need to put money away for your next vacation, the holidays, or other expenses, our club accounts provide a safe and simple way to save.

Our youth savings accounts are a great way to teach children and teens about the power of saving for the future.

Take charge of your healthcare expenses with a high-yield Health Savings Account (HSA). Enjoy tax savings, hassle-free digital banking, and zero fees and enjoy the smarter, stress-free way to cover your medical needs.

Our mortgage specialists have over 30 years of experience and know the local area like it’s their own backyard – because it is. Let’s work together to find a mortgage that best meets your needs.

Put the value of your home to work with a Fixed-Rate Home Equity Loan or a Home Equity Line of Credit (HELOC).

Navigate your car shopping journey with ease and explore our flexible financing options.

Whether there are tuition bills to pay, milestones to celebrate or unexpected expenses to cover, find a loan option that will get you the funds you need.

Pick the Visa^® credit card that matches your preferences, earn points, and enjoy perks.

The rising cost of college doesn’t have to stand in the way of your ambition. A student loan from Maine State Credit Union can help you realize your educational goals.

Maine has frigid winters, but your home doesn’t have to. Keep it warm and cozy with a home heating energy loan.

Check out our competitive shared certificate rates and let us help your money grow faster. We have some of the highest rates in the state!

Choose from Traditional or Roth IRAs for tax-advantaged retirement savings, or open a Coverdell Educational Savings account to grow your money tax-deferred with tax-free withdrawals for qualifying expenses.

Manage your business’s finances with a checking account that meets your spending and saving needs.

Get the benefits you need and the rewards you deserve. Maximize your balance with a checking account designed to deliver competitive returns.

Looking for more features and flexibility with your business checking? This account is designed for larger businesses looking to maximize cash flow and simplify cash management.

Content TK

Your business can begin enjoying the benefits of membership with a Business Savings account.

Our Business Money Market Account offers competitive rates to grow your funds, with the flexibility of unlimited deposits. Keep cash accessible while earning more on your balance.

Take control of your healthcare expenses with a high-yield Health Savings Account (HSA). Benefit from tax advantages, digital banking, and no fees while saving smarter for your medical needs.

Own your building, buy property, or lower your payments. Our commercial loans help Maine businesses grow.

Get flexible term loans with competitive rates from Maine State Credit Union. Perfect for equipment, working capital, or business growth.

Streamline equipment financing with a flexible loan option. Get an approved borrowing limit upfront, tailored to your business needs.

A working capital line of credit can help with seasonal cash flow or business growth. We offer flexible terms and competitive rates tailored to your needs.

Need financing but facing challenges? A FAME or USDA loan guarantee could be the solution. Contact our lending team to explore your options.

As a business owner, you need digital banking tools to manage your business and your finances anywhere, anytime…and we have what you need to get ahead. Our digital banking tools allow you to assign user access, giving you the flexibility to work on other things.

With eStatements and convenient Bill Pay, our digital services are designed to support your business’s success.

Save a trip to the credit union and scan your checks from the convenience of your office.

Use your card for large business expenses at a low interest rate. Set it up in your digital wallet and always have access to the funds you need, when you need them.