Credit Cards

Visa® credit cards to fit your lifestyle, from your local credit union.

  • Visa Zero Liability Policy to cover you if your card is lost or stolen
  • Accepted around the corner, online, and all over the world
  • Works with Apple Pay, Google Pay, or Samsung Pay
  • Low, competitive interest rates and no annual fee

Visa Rewards

Perfect for members who love to travel, this card lets you rack up valuable points on everyday purchases, while giving you the added peace of mind of travel protections at no extra cost.

FEATURES INCLUDE:

  • 14.90% APR1 for a rewards-and-travel card at competitive rates
  • No Annual Fee2 to maintain more of your rewards with $0 annual fee
  • Rewards on Every Purchase that you can turn into points for travel and more
  • Global Acceptance at millions of locations worldwide and online
  • Built-in Travel Protections like lost luggage coverage and emergency assistance
  • Fraud Protection with Zero Liability to cover you if your card is lost or stolen
  • Digital Wallet Ready for easy, secure, and private transactions with Apple Pay, Google Pay, and Samsung Pay

Credit Card

Effective As of 11/15/2025

Account TypeAPR* as low as 1
Account Type Visa® Rewards CardAPR* as low as 1 14.90%
*APR=Annual Percentage Rate **Loans subject to membership eligibility, and credit and underwriting approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

*APR=Annual Percentage Rate

**Loans subject to membership eligibility, and credit and underwriting approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

Smart Rate Visa

If you want simplicity, savings, and flexibility, you want this low-rate, no-frills card. Whether you carry a balance or want a reliable low-cost credit option, it’s ideal for everyday purchases, unexpected expenses, or consolidating high-interest debt.

FEATURES INCLUDE:

  • APR1 to help you save on interest costs
  • No Annual Fee2 to keep your credit costs simple and affordable
  • Fraud Protection with Zero Liability to cover you if your card is lost or stolen
  • Global Acceptance at millions of locations worldwide and online
  • Digital Wallet-Ready for easy, secure, and private transactions with Apple Pay, Google Pay, and Samsung Pay
  • Easy Account Management through mobile banking or at your local branch

Credit Card

Effective As of 11/15/2025

Account TypeAPR* as low as 1
Account Type Smart Rate Visa CardAPR* as low as 1 9.90%
*APR=Annual Percentage Rate **Loans subject to membership eligibility, and credit and underwriting approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

*APR=Annual Percentage Rate

**Loans subject to membership eligibility, and credit and underwriting approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

Elevate Visa

Designed for members ready to build or rebuild their credit, this secured card offers a simple, affordable way to take control of your financial future—whether you’re just starting out or working to improve your score.

FEATURES INCLUDE:

  • 11.90% APR1 to keep your costs manageable as you build or rebuild your credit
  • Reliable Tool to establish or strengthen your credit history with on-time payments
  • No Annual Fee2 to keep costs low while you work toward your financial goals
  • Global Acceptance at millions of locations worldwide and online
  • Fraud Protection with Zero Liability to cover you if your card is lost or stolen
  • Easy Account Management through mobile banking or at your local branch

Credit Card

Effective As of 11/15/2025

Account TypeAPR* as low as 1
Account Type Elevate Visa Secured CardAPR* as low as 1 11.90%
*APR=Annual Percentage Rate **Loans subject to membership eligibility, and credit and underwriting approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

*APR=Annual Percentage Rate

**Loans subject to membership eligibility, and credit and underwriting approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

  • Make debt manageable with one loan, one payment, and one fresh start.
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