Loan Rates

Members are welcome to apply for a loan in person or online. Our loan rates are generally very competitive. Loan applications are usually processed "on the spot" and the check issued the same day.

Auto Loans

Effective Date: Thursday, December 3, 2020

Auto Loans
Loan Type	Term	APR*	Down Payment Required	Monthly Payment Per $1,000
New & Late Model Used	24 Months	As low as 2.99%**	none	$42.99	Apply Now
	36 Months	As low as 3.25%**	none	$29.20	Apply Now
	60 Months	As low as 3.75%**	none	$18.31	Apply Now
	66 Months	As low as 4.19%**	none	$17.00	Apply Now
	72 Months	As low as 4.25%**	none	$15.77	Apply Now
	84 Months	As low as 6.25%**	none	$14.74	Apply Now

*Annual Percentage Rate

**Rate shown is "as low as" rate and subject to change without notice. Actual interest rate is determined by credit and collateral qualifications. Eligibility requirements apply.

***New and Late Model (2015’s and Newer) Used (2014 and Older)

All-Purpose

Effective Date: Thursday, December 3, 2020

All-Purpose
Term	APR*	Monthly Payment Per $1,000
60 Months	As low as 7.15%*	$19.88	Apply Now

*Annual Percentage Rate

Credit Card

Effective Date: Thursday, December 3, 2020

Credit Card
Loan Type	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
VISA Classic	N/A	11.9%*	N/A	N/A	Apply Now
VISA Gold	N/A	9.9%*	N/A	N/A	Apply Now

*Annual Percentage Rate

Share Secured

Effective Date: Thursday, December 3, 2020

Share Secured
Term
Variable*	Apply Now

*Share Secured | Variable Rate - 2.00% over highest share dividend at time of loan. Annual Adjustment in January.

Overdraft Protection

Effective Date: Thursday, December 3, 2020

Overdraft Protection
Term	APR *
Revolving	14.00%*

*Annual Percentage Rate

Home Equity Loans

Effective Date: Thursday, December 3, 2020

Home Equity Loans
Home Equity Loan	APR
5-year	As low as 3.25%**
10-year	As low as 4.00%**
15-year	As low as 4.25%**

** Annual percentage rate (APR) is subject to change at any time. Certain conditions may apply.