Bank Where You Are.
*Annual Percentage Yield (APY) 3.00% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If qualifications requirements are not met, the APY on all balances will be 0.05% and normal ATM fees will apply. Rates are subject to change. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 30 days, is in good standing, and any outstanding overdrafts need to be repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.