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Term Loans

Flexible financing that moves your business forward.

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A Smarter Way to Borrow Long Term

When you need capital to grow, invest, or stay competitive, a business term loan from Maine State CU gives you predictable payments with local support. Our commercial lending team is here to help you grow with confidence.

FEATURES INCLUDE:
  • Equipment, expansion, or working capital financing
  • Loan terms from 2 to 10 years
  • Fixed monthly payments for easier budgeting
  • Competitive interest rates
  • Flexible borrowing amounts
  • Local decisioning and service
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Another Thriving Business

With over 35,000 members, Maine State Credit Union is recognized by Forbes as one the best credit unions in Maine. Here’s another reason why members love us.

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  • Jordan M., Small Business Owner
    “Working with Maine State Credit Union has been a game changer for our business. The local team truly understands what it takes to operate in Maine, and they’ve been there every step of the way—from financing our equipment to helping us manage cash flow. We couldn’t ask for a better partner.”

Turn big ideas into action.

Discover tools, products, and tips designed to help your business succeed.

Business Resources
Support for growing a business.
Grow What You’ve Planted
Make smart savings choices that keep your business thriving.
Unlock the Benefits of Share Certificates: A Safe and Rewarding Way to Grow Your Savings
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Visit the Financial Education Blog

BE READY FOR EVERY ADVENTURE

  • Financial wellness includes your personal wellness. Start an HSA today and take control of healthcare spending.
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  • Let’s talk about your bigger picture.
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