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Digital Banking — Maine State Credit Union
Built for Members.
No Matter What You Need.
Whether you just moved to Maine or you’ve been a member for years, our app gives you everything you need — mobile deposit, real-time alerts, card controls, and a full financial dashboard — backed by a credit union that’s been part of Maine communities for generations.
Good morning
Total Balance
$47,381.22
Deposit
Transfer
Pay
My Accounts
Checking
••4821
$4,218.50
Savings
••3304
$12,540.00
Mortgage
••7712
$186,400
Auto Loan
••9043
$14,222
Visa® Credit Card
••5517
$1,240
Store Credit Card
••2298
$380
Accounts
Transfers
Deposit
Credit Score
More
Your whole financial life, one place
See all your accounts side by side — balances, transactions, and the full picture — anytime you want it.
People who are part of your community
Whether you walk in, call, or reach out online — you’re talking to someone rooted in the same Maine communities you are.
Built around you, not a bottom line
As a member-owned credit union, every decision we make starts with one question — what’s best for our community.
To-Do List
Create your personalized checklist to connect your life to Maine State CU
Are you receiving deposits from your employer or other sources?
Are you currently paying on any loans? (Mortgage, auto, student, credit cards, etc.)
↺ Restart
Are you subscribed to any streaming services? (Netflix, Hulu, Disney+, etc.)
↺ Restart
Are you subscribed to any delivery services? (DoorDash, Instacart, etc.)
↺ Restart
Do you pay any utility bills? (Gas, electric, phone, internet, etc.)
↺ Restart
Do you shop on any online or mobile platforms? (Amazon, Apple Pay, etc.)
↺ Restart
Do you have automatic payments for lifestyle services? (Insurance, gym, childcare, etc.)
↺ Restart
Based on your answers, here is your personalized to-do list to connect your life to Maine State CU.
Your Checklist
Your list is empty — click Restart to try again.
↺ Restart
Take advantage of your Maine State CU membership
Bank on your schedule, from anywhere
Maine State CU’s mobile banking gives you 24/7 access to your accounts — check balances, transfer funds, view eStatements, and manage everything in one place.
Download the Maine State CU mobile app to deposit checks from your phone, set up alerts, and access all your banking needs on the go.
Your complete financial picture, in one app
Through our mobile banking platform, you can link your accounts from other financial institutions directly to your Maine State CU dashboard — no more jumping between apps.
- Add checking and savings accounts from other banks
- View outside loan balances alongside your MSCU accounts
- Track all your balances and transactions in one view
- Manage your full financial picture securely in one place
Get your money faster
Set up Direct Deposit to have your paycheck, benefits, or other income deposited straight into your Maine State CU account — often available sooner than a paper check.
Simply provide your employer or benefits provider with your Maine State CU account number and routing number:
Routing Number: 211287340
- Employer payroll
- Social Security or retirement income
- Government benefits
- Other recurring deposits
Contact us if you need a voided check or direct deposit authorization form.
Leave your card at home
Add your Maine State CU debit or credit card to your digital wallet and pay straight from your phone or smartwatch — fast, secure, and contactless.
- Apple Pay® — works on iPhone, Apple Watch, iPad, and Mac
- Google Pay™ — works on Android phones and Wear OS devices
- Samsung Pay — works on compatible Samsung devices
Your card number is never shared with merchants — every transaction uses a unique encrypted token to keep your account safe.
Know your credit score — for free
As a Maine State CU member, you have free access to credit monitoring inside your digital banking. Check your credit score anytime, understand what’s driving it, and get personalized tips to improve it.
- Free credit score updated regularly — no hard inquiry
- Full credit report breakdown
- Personalized recommendations to improve your score
- Alerts when your score changes
- Explore loan offers tailored to your credit profile
Pay any bill from one place
Maine State CU’s Bill Pay lets you pay virtually any business or individual in the U.S. — electronically or by check — right from your digital banking account. No stamps, no hassle.
- Pay utilities, insurance, rent, and more
- Electronic ACH payments or paper checks sent on your behalf
- Schedule one-time or recurring payments
- Track payment history in one place
Stay in control of your cards
Manage your Maine State CU debit and credit cards directly from your digital banking or mobile app. Lock or unlock your card instantly, set spending limits, and restrict transaction types — all from your phone.
- Lock or unlock your card instantly if it’s lost or misplaced
- Set transaction alerts for purchases over a certain amount
- Restrict card use by merchant category or location
- Manage travel notifications