Advantage Checking
Get the advantage you deserve and the benefits you want. Put your balance to work this account pays 3.00% APY*.
Features
- No minimum balance requirement
- ATM fee refunds up to $25 per statement cycle*
- Free Digital Banking
- Free Mobile Banking & Mobile Deposit
- Free Visa Debit Card
- Free eStatements
- Free online and mobile Bill Pay
- Free eAlerts
- Free Telephone Banking
- Free Apple Pay, Samsung Pay & Android Pay
- Surcharge-free SURF Network ATM access
- Nationwide Shared Branching
- Member Privilege
*Annual Percentage Yield (APY) 3.00% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If qualifications requirements are not met, the APY on all balances will be 0.05% and normal ATM fees will apply. Rates are subject to change. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts, including ATM and one-time debit card transactions if you authorize us to. If your account qualifies for Member Privilege, we will notify you when your $300.00 limit is available. To qualify your account; has been open for 30 days, is in good standing, and any outstanding overdrafts need to be repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.
Qualifications
- Make at least twelve (12) purchases with your Visa Debit Card that post and settle to your account
- Make at least one (1) direct deposit or ACH debit that posts and settles to your account
- Sign up and receive eStatements
- Establish and maintain a digital banking account
- Log into digital banking at least once per month during the qualification cycle.
Qualification Cycle for 2023
- December 30 – January 30
- January 31 – February 27
- February 28 – March 30
- March 31 – April 27
- April 28 – May 30
- May 31– June 29
- June 30 – July 28
- July 29 – August 30
- August 31 – September 28
- September 29 – October 30
- October 31 – November 29
- November 30 – December 28
*Annual Percentage Yield (APY) 3.00% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If the qualifications requirements are not met, the APY on all balances will be 0.05% and normal ATM fees will apply. Rates are subject to change. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 6 months, is in good standing, and any outstanding overdrafts need to repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information. **MePERS direct deposit will not satisfy this criterion in 2021 during the months of January, July and October.