HomeLoans & LinesVehicle Loans

Auto Loan Refinancing

Lower Your Rate, Save More

Looking to reduce your monthly payment through a lower interest rate? Refinancing with Maine State Credit Union could help you save significantly. With competitive rates and a streamlined application process, we make it simple to keep more money in your pocket.

 

Apply Now

 

  • Lower Your Monthly Payments
  • Competitive Rates
  • Fast & Easy Application
  • Local Member Support

See How Much You Could Save

 

See What Our members Have To Say

  • Kim C.
    “Always a pleasure to bank with these folks. Savings, checking, mortgage, auto, and more. Jamiee just helped me with a fast, easy, and painless auto refinance. An added bonus — they are all right here in Maine.”
  • Anonymous
    “I recently refinanced my car loan here and I was amazed at how smooth and quick the whole process was. Everyone I spoke with was polite and knowledgeable. They made what I thought would be complicated really easy.”

It’s Easy to Refinance Your Auto!

Apply

Fill out our simple online application in just a few minutes. You’ll need your current loan details and basic information about your vehicle. It’s quick, secure, and can be done from anywhere.

Get a Fast Decision

Most applicants receive a decision within the same day. Once approved, look for an email from us with your refinancing details and next steps.

 

Save on your monthly bill

Lower your interest rate and reduce your monthly payment. Even a small rate reduction can add up to significant savings over the life of your loan, putting more money back in your budget each month.

Apply Now

¹ Rate shown represents our lowest available Annual Percentage Rate (APR) and assumes excellent credit. Your actual rate will be determined based on creditworthiness, vehicle qualifications (year, mileage, and value), loan amount, and term.

² All loans subject to membership eligibility and credit approval. Existing Maine State Credit Union auto loans are not eligible for refinancing. Rates, terms, and conditions subject to change without notice.

Need to Talk?

Our local team is ready to help you figure out the savings that make sense for you. 

Call Us

800-540-8707
207-623-1851

Mailing Address

Maine State Credit Union
ATTN: Member Services
P.O. Box 5659
Augusta, ME 04332-5659

Email Us

ContactUs@mainestatecu.org