Business Savings

Start saving with a business account that works for you.

  • Competitive dividend earnings
  • No monthly maintenance fees
  • Easy access to funds
  • Free digital and phone banking
  • Federally insured deposits

Business Money Market Account

Grow your business savings without locking up your funds. Our Money Market account offers competitive, tiered dividends and gives you easy access to your money whenever opportunity strikes.

FEATURES INCLUDE:
  • Tiered, competitive dividend rates
  • No monthly maintenance fee
  • Easy access to funds
  • Higher yields than regular savings
  • Free digital and phone banking
  • Federally insured savings up to $250,000

Business Money Market Accounts

Effective As of 11/10/2025

Balance TiersDividend RateAPY*
Balance Tiers $2,000.00 – $25,000.00Dividend Rate 1.144%APY* 1.15%
Balance Tiers $25,000.01 – $50,000.00Dividend Rate 1.638%APY* 1.650%
Balance Tiers $50,000.01 – $100,000.00Dividend Rate 2.129%APY* 2.15%
Balance Tiers $100,000.01 – $250,000.00Dividend Rate 2.472%APY* 2.500%
Balance Tiers $250,000.01 – $500,000.00Dividend Rate 3.445%APY* 3.50%
Balance Tiers 500,000.01 & Greater Dividend Rate 3.880%APY* 3.95%

*APY=Annual Percentage Yield.

Business Savings Account

Enjoy the benefits of Maine State CU membership while keeping your business finances organized and accessible. Whether you’re building a reserve for future investments or setting funds aside for unexpected expenses, our business savings offers a straightforward way to grow your money.

FEATURES INCLUDE:
  • Interest-bearing savings
  • First 15 items free, then only $0.20 each
  • No minimum balance requirement
  • Easy access to funds
  • Free digital and phone banking

Signature Business Savings Account

FEATURES INCLUDE:
  • Interest-bearing savings
  • $5 minimum balance requirement
  • First 15 items free, then only $0.20 each
  • Easy access to funds
  • Free digital and phone banking

Compare Business Savings Accounts

  • Business Money Market
  • Business Savings
  • Signature Business Savings
    • Balance Requirement
    • $2,000
    • None
    • $5
    • Earns interest on balance
    • Yes
    • Yes
    • Yes
    • Tiered interest rates
    • Yes
    • No monthly maintenance fee
    • Yes
    • Yes
    • Yes
    • Cost Per Item
    • First 15 free, then $0.20 each
    • First 15 free, then $0.20 each
    • First 15 free, then $0.20 each
    • Free digital & telephone banking
    • Yes
    • Yes
    • Yes
    • Ideal for
    • Growing businesses with larger cash reserves
    • Startups, basic savings needs
    • Small to medium sized businesses
  • Balance Requirement
  • Earns interest on balance
  • Tiered interest rates
  • No monthly maintenance fee
  • Cost Per Item
  • Free digital & telephone banking
  • Ideal for
    • Business Money Market
    • $2,000
    • Yes
    • Yes
    • Yes
    • First 15 free, then $0.20 each
    • Yes
    • Growing businesses with larger cash reserves
    • Business Savings
    • None
    • Yes
    • Yes
    • First 15 free, then $0.20 each
    • Yes
    • Startups, basic savings needs
    • Signature Business Savings
    • $5
    • Yes
    • Yes
    • First 15 free, then $0.20 each
    • Yes
    • Small to medium sized businesses

Turn big ideas into action.

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