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Business Savings
Start saving with a business account that works for you.
Business Money Market Account
Grow your business savings without locking up your funds. Our Money Market account offers competitive, tiered dividends and gives you easy access to your money whenever opportunity strikes.
FEATURES INCLUDE:
- Tiered, competitive dividend rates
- No monthly maintenance fee
- Easy access to funds
- Higher yields than regular savings
- Free digital and phone banking
- Federally insured savings up to $250,000
Business Money Market Accounts
Effective As of 02/09/2026
| Balance Tiers | Dividend Rate | APY* |
|---|---|---|
| Balance Tiers $2,000.00 – $25,000.00 | Dividend Rate 0.995% | APY* 1.00% |
| Balance Tiers $25,000.01 – $50,000.00 | Dividend Rate 1.638% | APY* 1.65% |
| Balance Tiers $50,000.01 – $100,000.00 | Dividend Rate 2.129% | APY* 2.15% |
| Balance Tiers $100,000.01 – $250,000.00 | Dividend Rate 2.716% | APY* 2.75% |
| Balance Tiers $250,000.01 – $500,000.00 | Dividend Rate 3.203% | APY* 3.25% |
| Balance Tiers 500,000.01 & Greater | Dividend Rate 3.687% | APY* 3.75% |
*APY=Annual Percentage Yield. Rates are subject to change without notice.
This is a tiered, blended‑rate account. Your dividend rate and Annual Percentage Yield (APY) will vary depending on the balance tier that applies to your average daily balance for the dividend period. Each tier’s rate is applied only to the portion of your balance within that tier, and the total of all tiers creates your blended APY. Minimum balance to open account is $2,000 and you must maintain a minimum average daily balance of $2,000.00 during the dividend period
Business Savings Account
Enjoy the benefits of Maine State CU membership while keeping your business finances organized and accessible. Whether you’re building a reserve for future investments or setting funds aside for unexpected expenses, our business savings offers a straightforward way to grow your money.
FEATURES INCLUDE:
- Interest-bearing savings
- First 15 items free, then only $0.20 each
- No minimum balance requirement
- Easy access to funds
- Free digital and phone banking
Signature Business Savings Account
FEATURES INCLUDE:
- Interest-bearing savings
- $5 minimum balance requirement
- First 15 items free, then only $0.20 each
- Easy access to funds
- Free digital and phone banking
Compare Business Savings Accounts
- Business Money Market
- Business Savings
- Signature Business Savings
- Balance Requirement
- Earns interest on balance
- Tiered interest rates
- No monthly maintenance fee
- Cost Per Item
- Free digital & telephone banking
- Ideal for
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