Business Lines of Credit

Flexible funding – only when you need it.

Keep Your Business Moving with Flexible Financing

A Business Line of Credit from Maine State Credit Union gives you instant access to working capital when you need it most. Draw funds anytime, pay interest only on what you use, and replenish your credit as you repay — all with competitive rates and local decision-making.

Features include:

  • Access funds anytime – withdraw what you need, when you need it
  • Pay only for what you use – no interest on unused funds
  • Flexible repayment – reuse your credit as you repay
  • Competitive rates – keep borrowing costs low
  • Local service – quick decisions from people who know your business
  • Manage cash flow with ease

A business line of credit can help with:

  • Seasonal expenses
  • Inventory purchases
  • Emergency repairs
  • Payroll gaps
  • Marketing campaigns

Tap to pay. Start today!

Turn big ideas into action.

Discover tools, products, and tips designed to help your business succeed.

Business Resources
Support for growing a business.
Grow What You’ve Planted
Make smart savings choices that keep your business thriving.
Merchant Card Processing
Accept payments with ease–online, in-store, or on the go.
Unlock the Benefits of Share Certificates: A Safe and Rewarding Way to Grow Your Savings
Read Article
Visit the Financial Education Blog

Be Ready for Every Adventure

  • Let’s talk about your bigger picture.
    Start Planning
  • Financial wellness includes your personal wellness. Start an HSA today and take control of healthcare spending.
    Learn More