Business Checking

Whether you’re just starting out or managing a growing operation, Maine State CU’s business checking accounts offer the flexibility, tools, and local support Maine businesses need.

  • No minimum balance requirement
  • Free Visa debit card
  • Free digital banking
  • Free telephone banking
  • Monthly item allowances
  • Support for Maine businesses

Advantage Business Checking

The smarter checking solution for growing businesses handling more transactions with bigger banking needs.

FEATURES INCLUDE:
  • No minimum balance
  • $5 monthly service fee
  • 300 free combined items/month
  • Free Visa debit card
  • Free digital and phone banking
  • Overdraft transfer protection

*$0.15 fee per item thereafter. Combined items include those credited to the account as well as those debited against the account. This does not include Visa debit card transactions or transfers done via online, mobile, or telephone banking. Savings accounts do not allow ATM or ACH transactions.

Premium Business Checking

Built for growing businesses, this interest-earning account offers the tools and flexibility to keep your financial operations running smoothly. With no fees when you maintain a $1,000 balance and access to time-saving digital banking, it’s business checking that works as hard as you do.

FEATURES INCLUDE:
  • No minimum balance
  • No service fee with $1,000 daily balance1
  • 500 free items per month2
  • Earnings credit offsets service fees
  • Free Visa® debit card
  • Free digital banking

1$10/month for average daily balance less than $1,000

2$0.15 fee per item thereafter. Combined items include those credited to the account as well as those debited against the account.

Basic Business Checking

A simple, flexible account for sole proprietors, DBAs, and small businesses that need reliable, everyday banking.

FEATURES INCLUDE:
  • No minimum balance
  • No monthly service fee
  • 150 free combined items/month
  • Free Visa debit card
  • Free digital and phone banking
  • Overdraft transfer protection

*$0.25 fee per item thereafter. Combined items include those credited to the account as well as those debited against the account. This does not include Visa debit card transactions or transfers done via online, mobile, or telephone banking. Savings accounts do not allow ATM or ACH transactions.

Business Checking Accounts

  • Advantage Business Checking
  • Premium Business Checking
  • Basic Business Checking
  • Nonprofit Checking
    • Balance requirement
    • None
    • None
    • None
    • None
    • Monthly Service Charge
    • $5*
    • None
    • None
    • None
    • Cost Per Item
    • First 300 free, then $0.15 each
    • First 500 free, then $0.15 each
    • First 150 free, then $0.25 each
    • First 500 free, then $0.15 each
    • Free digital & telephone banking
    • Yes
    • Yes
    • Yes
    • Yes
    • Ideal for
    • Businesses handling more transactions
    • Growing businesses with larger cash reserves
    • Startups, basic savings needs
    • Nonprofit organizations
  • Balance requirement
  • Monthly Service Charge
  • Cost Per Item
  • Free digital & telephone banking
  • Ideal for
    • Advantage Business Checking
    • None
    • $5*
    • First 300 free, then $0.15 each
    • Yes
    • Businesses handling more transactions
    • Premium Business Checking
    • None
    • None
    • First 500 free, then $0.15 each
    • Yes
    • Growing businesses with larger cash reserves
    • Basic Business Checking
    • None
    • None
    • First 150 free, then $0.25 each
    • Yes
    • Startups, basic savings needs
    • Nonprofit Checking
    • None
    • None
    • First 500 free, then $0.15 each
    • Yes
    • Nonprofit organizations

*Fee waived with an average minimum balance of $1,000 or a commercial borrowing relationship. 

Turn big ideas into action.

Discover tools, products, and tips designed to help your business succeed.

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