Lower Your Rate, Keep More Money

Refinance your auto loan and get up to 2% off your current APR*.

“Lower my rate. You know you want to.”
Your Car — Your Car
Apply Now Calculate Your Savings ↓

 

*APR = Annual Percentage Rate. This offer does not apply to loans currently financed with Maine State Credit Union. The up to 2% APR reduction is subject to a floor rate determined by Maine State Credit Union’s current published loan rates and is dependent upon meeting credit and collateral qualifications. All loans are subject to membership eligibility, and credit and underwriting approval. Additional terms and conditions may apply. Rates and offers are subject to change without notice. 

Your Car campaign shot

 

  • Lower Your Monthly Payments
  • Competitive Rates
  • Fast & Easy Application
  • Local Member Support

See How Much You Could Save

 
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See What Our members Have To Say

  • Kim C.
    “Always a pleasure to bank with these folks. Savings, checking, mortgage, auto, and more. Jamiee just helped me with a fast, easy, and painless auto refinance. An added bonus — they are all right here in Maine.”
  • Anonymous
    “I recently refinanced my car loan here and I was amazed at how smooth and quick the whole process was. Everyone I spoke with was polite and knowledgeable. They made what I thought would be complicated really easy.”

It’s Easy to Refinance Your Auto!

Apply

Fill out our simple online application in just a few minutes. You’ll need your current loan details and basic information about your vehicle. It’s quick, secure, and can be done from anywhere.

Get a Fast Decision

Most applicants receive a decision within the same day. Once approved, look for an email from us with your refinancing details and next steps.

 

Save on your monthly bill

Lower your interest rate and reduce your monthly payment. Even a small rate reduction can add up to significant savings over the life of your loan, putting more money back in your budget each month.

Apply Now

*APR = Annual Percentage Rate. This offer does not apply to loans currently financed with Maine State Credit Union. The up to 2% APR reduction is subject to a floor rate determined by Maine State Credit Union’s current published loan rates and is dependent upon meeting credit and collateral qualifications. All loans are subject to membership eligibility, and credit and underwriting approval. Additional terms and conditions may apply. Rates and offers are subject to change without notice.

Need to Talk?

Our local team is ready to help you figure out the savings that make sense for you. 

Call Us

800-540-8707
207-623-1851

Mailing Address

Maine State Credit Union
ATTN: Member Services
P.O. Box 5659
Augusta, ME 04332-5659

Email Us

ContactUs@mainestatecu.org