Business Loans

Business Loans to Help You Grow

We offer small business loans, equipment financing, and lines of credit with competitive rates, flexible terms, and quick local decisions—so you can focus on your success.

Real Estate Loans

Our real estate loans can help you buy a building, refinance an existing loan, or expand your investments. See what’s possible with Maine State CU on your side.

Term Loans

A flexible term loan from Maine State Credit Union can help move your business forward. With competitive rates and 2- to 10-year terms, our local lending team is here to support you.

Lines of Credit

Access funds when you need them with a business line of credit. Enjoy flexible financing, competitive rates, and quick local decisions—perfect for managing cash flow or covering unexpected expenses.

Equipment Revolver

Upgrade or replace your tools, technology, or machinery with an equipment loan from Maine State CU. Get competitive rates, flexible terms, and fast local approvals to keep your business moving forward.

Agency Guaranteed Loans

Secure affordable financing with an SBA, USDA , or FAME (Finance Authority of Maine) loan from Maine State CU. Enjoy lower rates, longer terms, and flexible options backed by government guarantees.

CHECKING THAT MEANS BUSINESS.

Simple, flexible checking accounts built for the way you work. Enjoy no monthly fees, digital banking access, and the local service Maine businesses trust.

Be Ready for Every Adventure.

  • Financial wellness includes your personal wellness. Start an HSA today and take control of healthcare spending.
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  • Sign up for online and mobile banking today and enjoy more freedom tomorrow.
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