Mortgage Loan Underwriter & Processor
02/10/2020Maine State Credit Union is seeking a Mortgage Loan Underwriter & Processor. This creates an exceptional opportunity for someone to join a financially strong, growth oriented, and community based financial institution with over $430 million in assets. We currently serve almost 30,000 members with three branch locations in Kennebec County, and we are expanding into Cumberland County.
The Mortgage Loan Underwriter & Processor is responsible for processing and underwriting residential and secondary mortgage loans. This may include:
- Reviewing and entering mortgage information into LOS system;
- Placing orders to obtain credit report, appraisal, title search, flood determination, MLI and PMI;
- Completing file set-up;
- Submitting secondary market loans for findings through Automated Underwriting Systems;
- Reviewing and evaluating credit reports; information provided by borrower; and calculating debt to income ratios, loan to value ratios, down payment requirements, program eligibility and property to determine if borrower meets Credit Union and government standards;
- Recommending approval, denial or requesting additional information directly to mortgage originators;
- Responding to member and co-worker requests, messages and correspondence; and performing other duties as requested in accordance to our cultural expectations.
- Experience and Qualifications of Our Ideal Candidate:
- One to three years of similar or related experience;
- High school education or GED;
- Strong interpersonal, communication, and organizational skills with a proven ability to establish and maintain effective working relationships with all levels of staff and members;
- Ability to work with computers, calculators, fax machines, copiers and other pertinent equipment and programs.
How to Apply:
If you are ready to use your skills and experience to make a difference and work with a great team of professionals, send a letter of interest and resume to HR-MSCU at mainestatecu dot org or
Director of Human Resources
Maine State Credit Union
PO Box 5659
Augusta, ME 04332-5659
Maine State Credit Union offers a competitive wage, comprehensive benefit package, and a great working environment. We are a Best Places to Work in Maine employer and an Equal Opportunity Employer (EOE).