Skip to main content
Beautiful view of a bridge


Skip-a-loan payment this month


Maine State Credit Union's Skip-a-Pay program will help you to manage your cash flow by skipping a loan payment on certain loans.

Eligible Loans:

Skip-a-Pay Fee:  $25 ($5 goes towards ending hunger in Maine)

How it works:

  1. Log into mobile or online banking and click skip-a-pay
  2. You will see your eligible MSCU loans
  3. Select the loan and follow the prompt - payments can only be skipped every 6 months.

Please note: the entire form must be completed before being submitted to be processed in time to skip the intended loan payment.  Loans with payment coming from another financial institution must be submitted at least three days prior, in order for the payment to be skipped.

Please call us at 207-623-1851, option 2, with questions or stop into your local branch.

Certain conditions may apply and are subject to approval.  VISA credit cards, real estate loans, business loans, and any open-ended loans such as signature, share secured, and overdraft lines of credit are not eligible for the skip-a-pay program.  Interest will still accumulate even though your loan payment has been skipped and your loan payment will be extended beyond its original terms.  All loans must be in good standing and current.  Payments may only be skipped every 6 months.  Maine State Credit Union is federally insured by NCUA and is an equal housing lender.