Heath Savings Account

Maximize your healthcare savings with a high-yield Health Savings Account (HSA). Enjoy tax benefits, digital banking, and no fees while controlling your healthcare expenses!

Save and Earn:

Key Benefits

✅ Earn 0.75% Interest – Grow your savings faster with a competitive interest rate.*
✅ Tax-Free Earnings – Your money grows tax-free for qualified medical expenses.
✅ Tax-Deductible Contributions – Reduce your taxable income by contributing to your HSA.
✅ Funds Roll Over Year After Year – No "use it or lose it" rule—your balance keeps growing!
✅ Use for Self or Dependents – Covers medical, dental, vision, and more for you and your family.
✅ No Fees – Keep more of your money with zero maintenance fees.
✅ Free Checks & Debit Card – Pay for medical expenses easily with no extra cost.
✅ Convenient Digital Banking – Access and manage your HSA 24/7 from any device.
✅ Local Support You Can Trust – Get personalized service from a team that cares.

How It Works:

Enroll in a Maine State CU HSA.
Contribute tax-free money to your HSA.
Use funds for qualified medical expenses anytime.
Watch your savings grow with interest & tax benefits.

Contributions for 2025

Single: $4,300
Family: $8,550
Catch-up over age 55: $1,000

Enroll Today:

New Members | Existing Members

APY = applicable percentage rate and is subject to change at any time. Distribution of funds made for reasons other than qualified medical expenses may be subject to tax penalties. Please consult your tax advisor for more information. Maine State Credit Union is federally insured by the NCUA.