Simply Free Rewards Checking

It pays to shop. Put some money back in your wallet each time you use your debit card to make an online or in-store purchase.

New Members Apply Here Existing Members Apply Here Existing Teen Members Apply Here

Features

No minimum balance requirement
ATM fee refunds up to $25 per month
Free Online Advantage+
Free Mobile Banking & Mobile Deposit
Free Visa® Debit Card
Free eStatements
Free Bill Pay
Free eAlerts
Free Telephone Banking
Free Apple Pay, Samsung Pay & Android Pay
Surcharge-free SURF Network ATM access
Nationwide Shared Branching
Member Privilege

Use your Maine State Credit Union Visa® Debit Card and earn:

5 cents for each purchase of $5.00-$9.99.
10 cents on purchases of $10.00 or more

*If qualifications requirements are not met normal ATM fees will apply. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions, if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 30 days, is in “good standing”, and any outstanding overdrafts need to be repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.

Qualifications

To earn cash back each qualification cycle*:

Enroll in eStatements
Make at least ten (10) purchases with your Visa® Debit Card that post and settle to your account.
Log into Online Advantage+ or mobile banking at least once per month during qualification cycle.

Qualification Cycle for 2024

All month's qualification cycles will start on the first and end on the last day of the month (Examples Jan 1-31 or Feb 1-29)

Posting of the Rewards will be on the last calendar day of Month around 8PM (Weekends and holidays are included)

*If qualifications requirements are not met normal ATM fees will apply. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions, if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 6 months, is in “good standing”, and any outstanding overdrafts need to repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.