Simply Free Rewards Checking

It pays to shop. Put some money back in your wallet each time you use your debit card to make an online or in-store purchase.

New Members Apply HereExisting Members Apply HereExisting Teen Members Apply Here

Features

Use your Maine State Credit Union Visa® Debit Card and earn:

  • 5 cents for each purchase of $5.00-$9.99.
  • 10 cents on purchases of $10.00 or more

*If qualifications requirements are not met normal ATM fees will apply. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions, if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 30 days, is in “good standing”, and any outstanding overdrafts need to be repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.

Qualifications

To earn cash back each qualification cycle*:

  • Establish and maintain Online Advantage+
  • Enroll in eStatements
  • Use Online Advantage+ or the mobile banking app to check your account balance at least once
  • Make at least ten (10) purchases with your Visa® Debit Card that post and settle to your account.
  • Log into Online Advantage+ or mobile banking at least once per month during qualification cycle.

Reward Payment:

  • If the account qualifies for and earns a Reward, the Reward will be paid (credited to the account) by the fifth business day of the following month.

*If qualifications requirements are not met normal ATM fees will apply. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions, if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 6 months, is in “good standing”, and any outstanding overdrafts need to repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.