Maine Advantage Account
Get the advantage you deserve and the benefits you want. Put your balance to work this account pays 3.50% APY*.
Features
- No minimum balance requirement
- Earn interest of 3.50% APY each month on balances up to $15,000
- ATM fee refunds up to $25 per statement cycle*
- No Monthly Fees
- Free Digital Banking
- Free Mobile Banking & Mobile Deposit
- Financial Management Tools
- Credit Score Monitoring
- Free eStatements
- Free online and mobile Bill Pay
- Free eAlerts
- Free Telephone Banking
- Free Apple Pay, Samsung Pay & Android Pay
- Surcharge-free SURF Network ATM access
- Nationwide Shared Branching
Federally insured by NCUA. Full account terms can be found in our Membership Agreement and Disclosure.*APY=Annual Percentage Yield. To obtain dividends and ATM Fee Refunds, certain qualification requirements must be met. 3.50% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If qualification requirements are met, dividends and ATM Fee Refunds will be posted on the last day of the month. If the qualification requirements are not met, all balances will earn 0.05% APY and normal ATM fees will apply. Fees may reduce earnings. Account must be in good standing. Account terms and conditions, including dividend rate, may change. Rates current as of the date of this issue. Subject to membership eligibility requirements.
Qualifications
- Make at least fifteen (15) purchases with Visa Debit Card linked to checking that post and settle to your account (ATM Transactions are excluded)
- $500 average daily balance each month in your account
Qualification Cycle for 2024
All month's qualification cycles will start on the first and end on the last day of the month (Examples Jan 1-31 or Feb 1-29)
Posting of the Rewards will be on the last calendar day of Month around 8PM (Weekends and holidays are included)
- January 1st - 31st
- February 1st - 29th
- March 1st - 31st
- April 1st - 30th
- May 1st - 31st
- June 1st - 30th
- July 1st - 31st
- August 1st - 31st
- September 1st - 30th
- October 1st - 31st
- November 1st - 30th
- December 1st - 31st
Federally insured by NCUA. Full account terms can be found in our Membership Agreement and Disclosure.*APY=Annual Percentage Yield. To obtain dividends and ATM Fee Refunds, certain qualification requirements must be met. 3.50% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If qualification requirements are met, dividends and ATM Fee Refunds will be posted on the last day of the month. If the qualification requirements are not met, all balances will earn 0.05% APY and normal ATM fees will apply. Fees may reduce earnings. Account must be in good standing. Account terms and conditions, including dividend rate, may change. Rates current as of the date of this issue. Subject to membership eligibility requirements.