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Home Equity Line of Credit 6.99% for 12 months


A Home Equity Line of Credit from Maine State Credit Union gives you the ability to access the equity in your house for:
Our Home Equity Line of Credit 
*APR - Annual Percentage Rate. **The 6.99% APR introductory rate is effective September 11, 2023, and is available for new home equity lines of credit (HELOC) for owner-occupied, single-family residential properties located in Maine. Introductory rate not available to current Maine State Credit Union members with an established home equity line of credit. This promotion is only available for a limited time and may be ended at any time. The introductory rate will last for 12 months after your account is opened. Upon expiration of the introductory rate, all balances will accrue interest at the APR per the terms of the HELOC agreement. After the introductory rate expires, the rate is variable and can change at any time. The variable APR is based on prime plus a margin and will vary with prime. The APR will not exceed 18% APR at any time during the term of your account. ***No closing costs if HELOC remains open for at least 24 months. Lines will not be extended beyond 90% loan to value. Borrower responsible for the cost of an appraisal, if required. Property insurance is required. Offer is subject to credit approval. Certain conditions and restrictions may apply. Offer subject to change without notice, please contact us or apply for complete details. Rates and terms will be based on the current loan program. Credit Union membership required. Maine State Credit Union is an Equal Housing Lender and Federally Insured by NCUA.