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Beautiful view of a bridge

Let the equity in your home work for you.

1.99% APR Home Equity Lines of Credit for a limited time.


A Home Equity Line of Credit from Maine State Credit Union gives you the ability to access the equity in your house for:
For a limited time, we are offering a Home Equity Line of Credit at 1.99% APR*

Apply Today!


*APR - Annual Percentage Rate. **The 1.99% APR introductory rate is effective April 1, 2021, and is available for new home equity lines of credit (HELOC) for owner-occupied, single-family residential properties located in Maine. Offer not available to current Maine State Credit Union members with a home equity product. This promotion is only available for a limited time and may be ended at any time.  The introductory rate will last for 6 months after your account is opened. Upon expiration of the introductory rate, all balances will accrue interest at the normal contract rate. The rate is variable and can change at any time. No closing cost if HELOC remains open for at least 24 months. Lines will not be extended beyond 90% loan to value.  The HELOC has a draw period of 5 years and a repayment period of 10 years. Offer is subject to credit approval and property insurance is required. Certain conditions and restrictions may apply. Offer subject to change without notice, please contact us or apply for complete details. Rates and terms will be based on the current loan program. Credit Union membership required. Maine State Credit Union is an Equal Housing Lender and Federally Insured by NCUA.