Rates

Loan Rates

Share Secured

Loan Rate	Term
Share Secured	Variable*
*Share Secured-Variable Rate -2% over highest share dividend at time of loan. Annual Adjustment in January.  Return to top

Vehicle Loans

Loan Rate	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
New & Late Model Used Vehicles	60 Mos.	As low as 2.99%**	none	$18.20
	66 Mos.	As low as 4.00%**	none	$16.91
	72 Mos.	As low as 4.50%**	none	$15.88
Used Vehicles	Up to 36 Mos.	As low as 5.25%**	none	$30.09
	48 Mos.	As low as 5.50%**	none	$23.27
	60 Mos.	As low as 5.75%**	none	$19.23
*Annual Percentage Rate **Rate shown is "as low as" rate. Actual interest rate is determined by credit and collateral qualifications.  Return to top

Credit Cards

Loan Rate	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
Classic Visa	N/A	11.9%*	n/a	n/a
Gold Visa	N/A	9.9%*	n/a	n/a
*Annual Percentage Rate  Return to top

Home Equity Loans & Lines of Credit

Loan Rate	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
Home Equity or Credit Line***	--	--*	n/a	n/a
*Annual Percentage Rate *** Please call for current rates and terms.  Return to top

All Purpose Loans

Loan Rate	Term	APR *	Monthly Payment Per $1,000
All Purpose Loan	60 Mos.	5.90%*	$19.29
*Annual Percentage Rate  Return to top

Overdraft Protection

Loan Rate	Term	APR *
Overdraft protection	Revolving	14.00%*
*Annual Percentage Rate  Return to top

Fuel Loans

Home Energy Loan	Term	APR *	Monthly Payment Per $1,000
Home Energy Loan	12 Mos.	5.00%*	$85.60
*Annual Percentage Rate  Return to top