Rates

Loan Rates

Share Secured

Loan Rate	Term
Share Secured	Variable*
*Share Secured-Variable Rate -2% over highest share dividend at time of loan. Annual Adjustment in January.  Return to top

Vehicle Loans

Loan Rate	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
New & Late Model Used Vehicles	24 Mos	As low as 4.25%**	none	$43.54
	36 Mos.	As low as 4.50%**	none	$29.75
	48 Mos.	As low as 4.75%**	none	$22.92
	60 Mos.	As low as 5.00%**	none	$18.88
	72 Mos. (new or used over $20,000)	As low as 6.00%**	none	$16.58
Used Vehicles	24 Mos.	As low as 6.25%**	none	$44.44
	36 Mos.	As low as 6.50%**	none	$30.66
	48 Mos.	As low as 6.75%**	none	$23.84
	60 Mos.	As low as 7.00%**	none	$19.81
*Annual Percentage Rate **Rate shown is "as low as" rate. Actual interest rate is determined by credit qualifications.  Return to top

Credit Cards

Loan Rate	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
Classic Visa	Fixed	11.9%*	n/a	n/a
Gold Visa	Fixed	9.9%*	n/a	n/a
*Annual Percentage Rate  Return to top

Home Equity Loans & Lines of Credit

Loan Rate	Term	APR *	Down Payment Required	Monthly Payment Per $1,000
Home Equity or Credit Line***	--	--*	n/a	n/a
*Annual Percentage Rate *** Please call for current rates and terms.  Return to top

All Purpose Loans

Loan Rate	Term	APR *	Monthly Payment Per $1,000
All Purpose Loan	60 Mos.	8.90%*	$20.72
*Annual Percentage Rate  Return to top

Overdraft Protection

Loan Rate	Term	APR *
Overdraft protection	Revolving	14.00%*
*Annual Percentage Rate  Return to top

Fuel Loans

Home Energy Loan	Term	APR *	Monthly Payment Per $1,000
Home Energy Loan	12 Mos.	5.00%*	$85.60
*Annual Percentage Rate  Return to top