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Deposit Rates

Traditional & Roth IRAs, Coverdell ESA, and Share Certificates

Rates effective April 14, 2015

  Account Type  Term  Min. Balance  Penalty  Dividend Rate  APY *
Traditional & Roth IRA, Coverdell ESA, and Share Certificates6 Mos.$50090 days0.349%0.35%*Calculator 
 1 year$50090 days0.499%0.50%*Calculator 
 2 year$50090 days0.797%0.80%*Calculator 
 3 year$500180 days1.045%1.05%*Calculator 
 4 year$500180 days1.292%1.30%*Calculator 
 5 year $500180 days1.638%1.65%*Calculator 
* Annual Percentage Yield. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. An early withdrawal will reduce earnings. A penalty may be imposed for an early withdrawal. Rates are subject to change without notice. Certificate rates quoted are fixed for the term of the account. Certificates renew at the end of the quoted term with no grace period.
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