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Rates

Deposit Rates

Youth Certificates

Rates effective September 7, 2010
  Account Type  Term  Min. Balance  Penalty  Dividend Rate  APY *
Youth Certificates6 Mos.$25090 days0.747%0.75%*Calculator 
 1 year $25090 days0.995%1.00%*  
 2 year$25090 days1.50%1.51%*  
 3 year$250180 days2.325%2.35%*  
 4 year$250180 days2.765%2.80%*  
 5 year$250180 days3.45%3.50%*  
* Annual Percentage Yield. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. An early withdrawal will reduce earnings. A penalty may be imposed for an early withdrawal. Rates are subject to change without notice. Certificate rates quoted are fixed for the term of the account. Certificates renew at the end of the quoted term with no grace period.

Dividend Payment Policy
Dividends on your account are computed on an average daily balance and credited monthly.
All dividends are paid on the last day of each month.

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