Checking
With Maine State CU share draft (checking) accounts there are no restrictions on the number of checks you can write per statement cycle, no minimum balance fees, and no monthly service charges. Our checking accounts provide you with a duplicate of each check so you always have a copy of the transaction to assist you with your record keeping.
Our checking accounts also offer you several "safety net" options. Each checking account is automatically linked to your share (savings) account. This means that in the event of an overdraft, the money will automatically transfer from your savings account to your checking account. This service is provided up to six times per month at no charge. We also offer Overdraft Protection Loans. This feature is a line of credit on your checking account. The line of credit is automatically accessed in the case of an overdraft, if your share account does not contain sufficient funds.
To open a Checking Account, complete the Checking Account Application.
Please read the Membership Agreement and Disclosure prior to completing this application.
* Annual Percentage Yield. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. An early withdrawal will reduce earnings.
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