Personal Loans

Need cash in a hurry? Consider a personal loan from Maine State Credit Union. Short-term personal loans are the quickest, simplest options we offer for members who need a little financial help. We offer several different options to meet your needs.

Signature Loan

With an affordable rate as low as 9.25%* A Maine State Credit Union Signature Loan is a great way to finance things like auto repairs, home repairs, or just about anything.

Share Secured

A share Secured loan is another great way to get cash fast for the things you need. It works differently than our Signature Loan. A Share Secured loan is borrowed against the money you already have in your account. When the loan is made, it locks up the same amount of money in your share account until the loan is repayed. You can pay over time at a low rate of 2.00%** over the dividend rate of your share account, or if you need to, unlock the entire amount in your savings and use it to pay the loan off.








*Annual Percentage Rate shown is "as low as" rate.  Actual interest rate is determined by credit qualifications.
**Share Secured-Variable Rate -2% over highest share dividend at time of loan.  Annual adjustment in January.
***Actual interest rate is determined by credit qualifications. Please see the Rates page to view payment per $1000.