Services/Applications

Use the Membership Application if you are not yet a Maine State CU member. Use the individual applications if you are already a Maine State CU member and wish to apply for any additional products and services.  To download applications in pdf format, Acrobat Reader is required.

Mail applications to:

Maine State Credit Union
Member Services
P.O. Box 5659
Augusta, ME  04332-5659

Deposit Accounts

Share (Savings) Accounts

Maine State CU membership is ownership.  Your first step to credit union ownership is opening a share (savings) account.  A $25.00 deposit is required to open a savings account.  If you are not currently a member, please download and complete the Membership Application.

If you are already a member and wish to open an additional Savings Account, you can download and complete the Share Account Application.  Please read the Membership Agreement and Disclosure prior to completing this application.

Share Draft (Checking) Accounts

With Maine State CU share draft (checking) accounts there are no restrictions on the number of checks you can write per statement cycle, no minimum balance fees, and no monthly service charges. Our checking accounts provide you with a duplicate of each check so you always have a copy of the transaction to assist you with your record keeping.

Our checking accounts also offer you several "safety net" options. Each checking account is automatically linked to your share (savings) account. This means that in the event of an overdraft, the money will automatically transfer from your savings account to your checking account. This service is provided up to six times per month at no charge. We also offer Overdraft Protection Loans. This feature is a line of credit on your checking account. The line of credit is automatically accessed in the case of an overdraft, if your share account does not contain sufficient funds.

To open a Checking Account, download and complete the Checking Account Application. Please read the Membership Agreement and Disclosure prior to completing this application.

Money Market/Club Accounts

A Maine State CU Money Market Club Account requires a minimum balance of $2,000, but will pay higher dividends than a Share Account. To open a Money Market or Club Account, download and complete the Money Market/Club Account Application.  Please read the Membership Agreement and Disclosure prior to completing this application.

Maine State CU also offers Club Accounts to help budget for those regular expenses, such as Christmas, vacation and taxes.  To open a Club Account, download and complete the Money Market/Club Account Application.  Please read the Membership Agreement and Disclosure prior to completing this application.

For more information, please call Member Services at 800-540-8707. Please read the Membership Agreement and Disclosure prior to completing this application. 

Certificate Accounts

Maine State CU offers diverse Certificate Accounts  with a variety of terms.

Options include:

• Share Certificates - Minimum deposit determined by term of Certificate
• IRA and IRA Certificates - We offer traditional, ROTH, and education IRAs. The minimum deposit is determined by term of the Certificate.

Monty Moose

Monty Moose is a youth savings program that offers incentives that help educate children on the importance of saving. Monty Moose is available to all Maine State CU members under the age of 13.

Use the Youth Membership Application if you are not yet a Maine State CU member.  Please read the Membership Agreement and Disclosure prior to completing this application.

CU Succeed®

CU Succeed® is a great new club for members age - 13-17 years old.  Besides accounts and services designed especially for teens, our new CU Succeed teen club features an informative and entertaining quarterly newsletter AND a super-cool interactive Web site to help teens like you learn more about money and credit.

On the CU Succeed Web site, you'll even find information on choosing a college to attend, getting help paying for your education, finding a great job, planning your career, and links to other great Web sites just for teens!

Use the Youth Membership Application if you are not yet a Maine State CU member.  Please read the Membership Agreement and Disclosure prior to completing this application.